Buy or Sell a Home and You could Save Thousands

As an education based mortgage company we strive to offer you the ideal financing solution for your mortgage needs.


Merchants Property Solutions is a leading provider of self-employed mortgage solutions.

Merchant Property Solutions, based in Melville, New York, is committed to helping families and business owners achieve generational wealth through real estate. We offer expert guidance for first-time buyers, commercial acquisitions, and refinancing for more affordable mortgages. Our experienced loan officers tailor financing solutions to fit your goals, and we take pride in our track record of thousands of successful loans.

We simplify the path to property ownership, aiding you in building sustainable wealth.

Gaining expertise leads to greater confidence.


Our Loan Process...


Do your strategy consultation call with professionals


A loan pre-approval sets you up for a smooth home buying experience.


Start working with a real estate agent and viewing homes.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

Your Home Loan Could Be

Fully Funded 30 Days From Now

Experience a swift and efficient loan process with MPS. We provide quick, personalized loan quotes for both residential and commercial properties, allowing you to compare and choose what fits you best. Our 100% online application process is designed to be straightforward and user-friendly. With us, the approval journey is expedited, ensuring a seamless experience from start to finish.
Happy military family enjoying in time together at home.
Creating a new family concept , marriage, love, buying a house for a new beginning of a married life
Retired Senior Couple Looking at Front of House
Happy teenager daughter lies on floor and draws, young asian lady and guy resting on couch in living room

Why People Choose Us

Our first time home buyers and homeowners who refinance their homes cite our client service, amazing rates, and easy process as the top reasons they love working with us.

Dedicated Specialists

Our team of mortgage experts will help guide you through your loan process!

Success Stories

Join the hundreds of families who buy and refinance their homes with Merchants Property Solutions easy and amazing programs.

Free Estimates

Our estimates are free and at no-commitment. You can schedule a free prequalification or try our mortgage calculator.

6 Ways We Help You Lock in Lower Rates

Let our experienced team of [cgv company] guide you through the buying or refinancing process quickly, efficiently, and confidently.

Secure Your Home Purchase Loan

Rates are competitive — so it's a great time to buy! We'll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

Refinance for Better Rates

Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

Compare Rates & Pick the Best

You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.

Get Your Loan Funded Faster

Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want. We will work very efficiently. Hope you will work with us.

Evaluate Your Property

Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals. This is amazing thing don't misses the chance.

Get a Cash-Out Refinance

Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you. Get this opportunity fastly.

Get Your Mortgage Rate Quote in Just 30 Seconds!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your customized rate comparison today.

Today's Mortgage Rates

Our clients are the foundation of our success.

3rd Party Client Reviews


Client reviews from around the internet.

Monica Stachura

"Thank you Jesse for helping our mutual clients during their purchasing process. You always went above and beyond to make sure everything went smoothly."

Very helpful and made the process easy.

"Working with Merchants Property Solutions, was a positive experience. Manny's commitment to client satisfaction and his team's efficiency make them stand out in the real estate market. I highly recommend Merchants Property Solutions for their excellent service and expertise."

Frequently Asked Questions

Our mission is to deliver reliable, latest news and opinions.
As a first time home buyer, your home buying options depend on various factors: your credit score, your income, your work history. We can help you find your buying options.
You should apply to buy a home whenever you feel financially ready. Whether you think your credit score, income, or current rates come into play the most important part is being financially ready.
Yes! Lots of buyers who purchased homes within the past few years may see today’s current rates and wonder how they can take advantage of these rates. We can help you refinance and lower your mortgage.
Your first step in buying a home is to get prequalified! You must know how much you can afford on a home loan prior to begin hunting for a house. Ask us how we can help you find your current home buying options.


Contact Us For A Consultation