Interest rates on Fixed Rate Mortgages are still very low!

If you plan to stay in your home for the long term, a consistent payment that never changes can help you prepare for your financial future.

What Clients & Partners Say...

Our clients are the foundation of our success.

3rd Party Client Reviews


Client reviews from around the internet.

Mary Devaney

"Thank you so much for going above and beyond for my father in laws VA loan. There are very few people that I meet or have met in my career that work like I do, care like I do.. YOU TWO are amazing! Your entire team was more than accommodating and beyond patient with this loan. Thank you from the bottom of my heart."

Heriberto Hernandez

"James Bonfanti with Merchant Solutions was absolutely wonderful to work with, very professional, experienced, and helpful, he explained everything in a way that was easy to understand, he made buying our first house such a breeze We were very nervous in the beginning, but we always had an update with what was going on with our mortgage application. He was always available to answer our questions, open, transparent, and reliable through the whole process, he really cared about us, and understood our needs. That shows that his company also really cares about their clients I highly recommend James Bonfanti and Jessi with Merchant Solutions to anyone who is in the process of buying a house."

CFO N-Style Floors Inc

"MPS was able to assist me in getting my mortgage completed using bank statements and some standard business reports. It was very easy to complete the process without a bunch of time wasted. Best business related loan company I have ever dealt with, hands down! Will be referring all my business colleagues to this company. Way to go guys, keep up the superior work."

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Why Work With Merchants Property Solutions?

Our Program Flexibility, and Transparency Equips Your Sales Team With A Profitable Vertical.

Loans Amounts Up To $3 Million

Minimum 620 Credit Score

Pain-Free Paperwork

Cash out to $1 Million

Cash out Allowed To Be Used As Reserves

Gift Funds Allowed

*Loan product Interest rates are for marketing use Only and might not reflect individual APR.

12-24 Month Bank Statement Program

Being self-employed come with several unique challenges, but getting a loan doesn’t have to be one of them. Our Bank Statement loan is specially designed for the self-employed borrower!

Up to 90% LTV

Loan Amount Up To $3 Million

Minimum 620 Credit Score

Non Warrantable Condos Allowed

Cash out to $1 Million

Cash out Allowed To Be Used As Reserves

Gift Funds Allowed

MPS’ Jumbo Program!

We offer a Jumbo Loan Program with low rates designed for high-valued homes where loan balances exceed agency limits.

90% LTV Available

Up to $3 million Loan Amount

Condos and 2-4 Unit allowed

2nd Homes and Investment Property Allowed

Cash Out Allowed

Escrow Waiver Available

Investor / Rental Loan Program

Loan product offered is for business use only and does not require APR disclosure.

Loan up to $3M

DSCR < 1.0

Up to 80% cash-out

Rates starting at 5%*

No income verification

No tax return required

No verification of employment

Get Your Mortgage Rate Quote Now!


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