Interest rates on Fixed Rate Mortgages are still very low!
If you plan to stay in your home for the long term, a consistent payment that never changes can help you prepare for your financial future.
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What Clients & Partners Say...
3rd Party Client Reviews
Client reviews from around the internet.
"Thank you so much for going above and beyond for my father in laws VA loan. There are very few people that I meet or have met in my career that work like I do, care like I do.. YOU TWO are amazing! Your entire team was more than accommodating and beyond patient with this loan. Thank you from the bottom of my heart."
"James Bonfanti with Merchant Solutions was absolutely wonderful to work with, very professional, experienced, and helpful, he explained everything in a way that was easy to understand, he made buying our first house such a breeze We were very nervous in the beginning, but we always had an update with what was going on with our mortgage application. He was always available to answer our questions, open, transparent, and reliable through the whole process, he really cared about us, and understood our needs. That shows that his company also really cares about their clients I highly recommend James Bonfanti and Jessi with Merchant Solutions to anyone who is in the process of buying a house."
"MPS was able to assist me in getting my mortgage completed using bank statements and some standard business reports. It was very easy to complete the process without a bunch of time wasted. Best business related loan company I have ever dealt with, hands down! Will be referring all my business colleagues to this company. Way to go guys, keep up the superior work."
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Why Work With Merchants Property Solutions?
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Loans Amounts Up To $3 Million
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Minimum 620 Credit Score
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/loan-icon3.png)
Pain-Free Paperwork
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/loan-icon4.png)
Cash out to $1 Million
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/loan-icon5.png)
Cash out Allowed To Be Used As Reserves
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Gift Funds Allowed
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_104-removebg-preview.png)
12-24 Month Bank Statement Program
Being self-employed come with several unique challenges, but getting a loan doesn’t have to be one of them. Our Bank Statement loan is specially designed for the self-employed borrower!
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Up to 90% LTV
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
Loan Amount Up To $3 Million
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
Minimum 620 Credit Score
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
Non Warrantable Condos Allowed
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
Cash out to $1 Million
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
Cash out Allowed To Be Used As Reserves
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
Gift Funds Allowed
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_104-removebg-preview.png)
MPS’ Jumbo Program!
We offer a Jumbo Loan Program with low rates designed for high-valued homes where loan balances exceed agency limits.
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
90% LTV Available
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
Up to $3 million Loan Amount
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
Condos and 2-4 Unit allowed
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
2nd Homes and Investment Property Allowed
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
Cash Out Allowed
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Escrow Waiver Available
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_104-removebg-preview.png)
Investor / Rental Loan Program
Loan product offered is for business use only and does not require APR disclosure.
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
Loan up to $3M
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
DSCR < 1.0
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
Up to 80% cash-out
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
Rates starting at 5%*
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
No income verification
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No tax return required
![](https://merchantspropertysolutions.com/wp-content/uploads/2023/12/Screenshot_105.png)
No verification of employment
Get Your Mortgage Rate Quote Now!
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