FHA Loan: Secure the Financing You Need
Are you concerned about your credit score but in need of financing for a home purchase? FHA loans offer an appealing solution for home buyers who may have encountered financial challenges. If you have a credit score of 580 or higher and can manage a 3.5% down payment, an FHA loan might be the perfect fit for your needs.

The Lowdown on FHA Loans...

Why an FHA Loan?
Our FHA Loan Rates Are Low & Our Process is Quick & Painless
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.
We’re here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
The FHA Loan Process
Here’s how our home loan process works:
- Complete our simple VA Loan Qualifier
- Adjustable Rate Mortgage (ARM)
- Receive options based on your unique criteria and scenario
- Choose the offer that best fits your needs
- Fixed Rates
- Adjustable Rate Mortgage (ARM)
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA, VA, & USDA Loans
- Terms from 5 to 30 Years